Rates & Insurance 

Therapy is an invaluable investment (most people consider a luxury) that can benefit your life in many ways including your relationships and overall well being

 

Fees

Traditional Therapy Services

Individual Psychotherapy / Counseling Sessions 

$200/session (50 mins, with Malika O'Neill, LPC)

Couples & Family Psychotherapy / Counseling Sessions


$280/session (50 mins, with Malika O'Neill, LPC)

All individual therapy sessions, including the intake session, are 50 minutes Long.

Concierge Therapy Services

Individual Psychotherapy / Counseling Sessions 

$300/session (50 mins, with Malika O'Neill, LPC)

$350/session (75 mins, with Malika O'Neill, LPC)

All individual concierge therapy sessions, including the intake session, are 60 minutes Long.

Couples & Family Psychotherapy / Counseling Sessions


$400/session (60 mins, with Malika O'Neill, LPC)

$450/session ( 90mins, with Malika O'Neill, LPC)

All couples therapy sessions commence with a 90-minute intake session and the following sessions are 60 minutes long.

Support Between Sessions:

Clients have access to 10 minute resource services between sessions per week - This includes calls, messaging, or email. After the initial 10 minutes, time is billed and prorated at your current session rate.

 

Payment

For your convenience, we accept cash, checks, all major credit and debit cards, and both FSA (Flexible Spending Account) & HSA (Health Savings Account) cards. Before our first session, clients must leave a credit card on file. The Pleasure Collective will charge the credit card after each session unless otherwise discussed.

 

Our therapists offer a limited number of grants, or reduced fee spots, based on your financial need and household income, for clients that cannot afford the cost of therapy.  Clients who are awarded and accepts these grants must complete the Reduced Fee Agreement.  Please contact us for more information.

Grants are not eligible for Concierge Services

Insurance

We currently do not accept insurance and are considered an out-of-network provider.  As a self-pay practice, I am not an in-network provider with any insurance, nor do I work directly with insurance companies. Being a self-pay practice helps maintain the utmost level of privacy for my clients and their lifestyles.

 

Depending on your current health insurance provider or employee benefit plan, some services may be covered in full or in part. Please contact your provider to verify how your plan compensates you for psychotherapy services.

 

Here are some questions you can ask your insurance provider to inquire about coverage:

  • Do I have out-of-network mental health benefits?

  • What is my deductible and has it been satisfied?

  • Does my health insurance plan include mental health benefits?

  • How many sessions per calendar year does my plan cover?

  • How much does my plan cover for an out-of-network provider?

  • What is the coverage amount per therapy session?

**Full disclosure – I find it essential to let you know that Insurance companies require a formal diagnosis to apply for reimbursement. Moreover, your insurance company may ask for your therapy records. Since the majority of my clients desire the highest level of privacy, this is usually undesirable. I find that sometimes people go through arduous periods in their life and seek support but don’t meet the criteria for a formal diagnosis. Furthermore, there may have been a time where an individual briefly met the criteria for a mental disorder, but generally does not. The diagnosis would stay in your insurance records your entire life without the possibility to amend or change it, even after the circumstances in your life have improved. Self-pay provides and allows the provision of services without the restrictions of insurance regulations, insurance adjusters, or their third-party adjusting agencies. Client confidentiality and discretion are of the utmost importance to me.

Cancellation Policy

We reserve your session time just for you; without advance notice of cancellation, we are unable to offer that spot to other clients in need.  For this reason, cancellations are accepted without charge up to 24 hours prior to your session time.  Please notify your therapist directly via phone or email.  If you cancel less than 24 hours before your appointment, or you no-show your appointment, you will be charged for the session at full session price.  Insurance benefits will not cover late cancel/no-show charges.